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AP - The International Energy Agency has lowered its estimate for global oil demand in 2009 after "much lower-than-expected" economic growth in the global economy.

Pope urges hope on Easter for end to war, poverty (AP)

AP - Pope Benedict XVI sought to give a message of hope on Easter Sunday to victims of wars, poverty and financial turmoil, saying it was urgently needed to overcome the miseries that are plaguing Africa, the Middle East and other parts of the globe.

ADDITIONAL INFO * They will get nothing if they sue you because you have little income and because you don't have any nonexempt financial resources. Accordingly, they are going to be more frugal in their choices. Also, if you cannot pay the internal revenue service or other taxing professionals, a good accountant will be able to negotiate an advisable resolution and keep them from shutting you down. Everyone in your department are going to want to know what The Planis for the organization. They don't have the best interest of your small company and your patrons at heart. If your company folds during bankruptcy, you'll lose not only your personal investments in the firm but also any personal guarantees you offered secured lenders. * With your legal counselor, you decide to either file an out-of-judge's bench repayment plan through the loan advising agency or to petition for small business bankrutpcy. Although the firm continues to run, the bankruptcy court-of-law appoints a guardian to oversee and sign off on all the proprietor's important enterprise choices. There are numerous good resources to explore this training as well. Anyhow, you should be aware that a turnaround expert referred by your bank will probably have a conflict of interest.

Moreover make sure you read up on Chapter 11 for yourself. Numerous times, the firm doesn't tell payroll about the impending layoff, and the paychecks aren't ready delaying the dismissal by at least a day. Follow a checklist of aims and restructure your business. As soon as you complete the dismissals, anticipate to hear from the press, the investment community, buyers and vendors. It doesn't require paying a adviser to comb through your monetary paperwork.